Privacy Policy

Last Updated: September 1, 2026]

At single.fruzo.info , accessible from https://single.fruzo.info, one of our main priorities is the privacy of our visitors. This Privacy Policy document outlines the types of information that is collected and recorded by our website and how we use it, in compliance with Google AdSense and Google Ad Manager (AdX) policies.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us by email at yhinhuan@gmail.com.

1. Information We Collect

Our website provides content related to corporate risk placement, commercial insurance frameworks, financial risk management, and enterprise protection strategies.

When you access our website, we may collect information in the following ways:

  • Personal Data: Name and email address (provided voluntarily when contacting us, subscribing to newsletters, or leaving comments).
  • Device and Usage Data (Log Files): Standard log files including IP addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, device type, and operating system. These are not linked to any personally identifiable information.

2. Cookies, Web Beacons, and Local Storage

We use cookies, web beacons, and similar tracking technologies to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. This information is used to optimize user experience and serve relevant content and advertisements.

3. Google AdSense, Google Ad Manager (AdX), and Third-Party Ad Vendors

This website uses Google AdSense and Google Ad Manager (AdX) to serve ads. Third-party vendors, including Google and its certified Ad Tech Providers, use cookies and SDKs to serve advertisements based on a user’s prior visits to this website or other websites on the internet.

  • Google DART Cookie & Personalization: Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visit to our site and/or other sites on the Internet. Users may opt out of personalized advertising by visiting https://adssettings.google.com/.
  • Third-Party Ad Exchange / Demand Partners: In addition to Google, we work with third-party advertising networks, supply-side platforms (SSPs), and demand partners via Google Ad Manager. These vendors may collect and use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other websites in order to provide advertisements about goods and services likely to be of interest to you.
  • Ad Tech Providers List: You can review Google’s official list of certified Ad Tech Providers and how Google uses data here: https://policies.google.com/technologies/partner-sites.

4. User Consent and Choice Mechanisms (CMP / TCF)

To comply with global data privacy regulations (such as the EU GDPR and UK Data Protection Act), our website employs a Google-certified Consent Management Platform (CMP) that supports the IAB Europe Transparency and Consent Framework (TCF).

  • EEA/UK Users: Visitors in the European Economic Area (EEA) and the United Kingdom will be presented with a Consent Banner upon their first visit. You can choose to accept or reject personalized ads and the use of cookies by third-party ad vendors, or manage your granular choices at any time via the consent settings link in the website footer.
  • Browser Controls: You can also set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this site may become inaccessible or not function properly.

5. Regional Privacy Rights (CCPA/CPRA, GDPR, and US State Laws)

Depending on your location, you may have specific privacy rights regarding your personal data:

  • California Residents (CCPA/CPRA): You have the right to request disclosure of personal data collected, request deletion of your personal data, and opt out of the “sale” or “sharing” of your personal information. We do not sell personal data directly; however, third-party advertising partners may collect data for cross-context behavioral advertising. You can exercise your opt-out rights via our “Do Not Sell or Share My Personal Information” settings.
  • European Union / EEA Residents (GDPR): You have the right to access, rectify, port, erase, or restrict processing of your personal data, as well as the right to withdraw consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.

To exercise any of these rights, please contact us at [Your Contact Email].

6. Children’s Information (COPPA Compliance)

Another priority is protecting children while using the internet. Our content is directed to working professionals and businesses, and we do not knowingly collect any Personal Identifiable Information from children under the age of 13 (or 16 in certain regions).

If you believe that your child has provided personal information on our website, we strongly encourage you to contact us immediately, and we will promptly remove such information from our records.

7. Third-Party Links

Our website may contain links to external sites not operated by us. Please be aware that we have no control over the content and practices of these sites and cannot accept responsibility or liability for their respective privacy policies.

8. Consent and Policy Updates

By using our website, you hereby consent to our Privacy Policy and agree to its terms. We reserve the right to update or change our Privacy Policy at any time, and any updates will be posted on this page with a revised “Last Updated” date.